Sit down. Relax. Light up.
The Smoking Jacket appears to be exactly what it sounds like, the kind of smoking jacket that you’d find a university professor wearing in a movie, with leather patches on the elbows and soot stains around the collar. It happens to be just the right size for whoever finds it (or, if in a group, the most insecure person).
When worn, the smoking jacket makes the wearer much more confident in themselves. In effect, they gain the Noble Stimulus of “Prove yourself.” Yes, this lets them flip-flop most rolls in a crisis situation.
When not in a crisis situation, the wearer finds that they are unable to relax. They’re figity, nervous, worried that since there’s nothing happening there’ll be no way to prove themselves. If someone tells them to relax, the wearer will sit down and find an old-style pipe in the jacket’s pocket. It’s clean, it’s filled, and it’s oh-so-tempting. If the wearer takes a single puff, they’ll feel more relaxed. After that… well, each puff after the first, roll a d10 and keep a running total. When the user stops smoking, make a check against the total. If the check succeeds, the user becomes so nervous and unstrung, they spontaneously combust.
The jacket, of course, is unharmed.
As an interesting side-effect, if the wearer ever commits a serious crime (felony, not misdemeanor), then whenever someone investigating that crime is nearby, the jacket begins to smoke slightly.
Damn. And I love tweed coats and smoking jackets…